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HomeMy WebLinkAboutReso. 1980 - 096 - Approving amendments to the rehabilitation loan policy adopted by reso 75-86 • • • ' • • • RESOLUTION, NO. flo-9� A RESOLUTION OF ,THE CITY COUNCIL OF THE CITY OF REDDING APPROVING AMENDMENT.S ;.TO THE REHABILITATION LOAN POLICY . ADOPTED• BY CITY. COUNCIL RESOLUTION NO. 75-86. • WHEREAS, the City of Redding has adopted a rehabilita- • tion loan policy by City. Council Resolution No-;, 75-86 , and amended it by, Resolutions No. ':76-36 , No. 77-135 , No. 77-189 , No. 78-223 , No. 78-235 , No. 78-240, No. 79-46 , No. 79-106 , No. 79-115; and No. 79-243, and WHEREAS , the City Council deems it to be in the' best interest of the citizens of the City of Redding that the rehabili- • tation loan policy be further amended as set forth in Exhibit "A" attached hereto, NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Redding that the amendments to the rehabilitation loan policy attached hereto as Exhibit "A" are hereby approved and adopted: I HEREBY CERTIFY that the foregoing Resolution was intro- duced and read at a regular meeting of the City .Council of the City of Redding on the 5th day of May , 1980, and was duly adopted at said meeting by the following vote: AYES: COUNCILMEN: Fulton, Gard, and Pugh NOES : COUNCILMEN: None ABSENT: COUNCILMEN: Demsher and Kirkpatr' A• EST: ARCHE rr F ( 41,4.4.460,(144_, May . th- City of Redding I DR N i Clerk FORM APPROVED: RA DALL A. AYS , ity. ttorney Rescinded by 83-52, 3/21/83 • OQ O • • DRAFT EXHIBIT "A" Amendment No. 11 to City of Redding Rehabilitation Loan. Policy Section 10 - SPECIAL PROGRAMS "8. FHA Title I Home Improvement Loans FHA Title I Home Improvement Loans will be provided on a city-wide basis in residentially zoned areas according to the conditions set forth in the Operating Agreement between Security Pacific National • Bank and the City of Redding. These loans will be available to owner-occupants in accordance with the regulations of the FHA Title I program. Security Pacific National Bank will finance the loans at the current FHA Title I interest rate and the City of Redding will make interest subsidy payments to lower the interest. Those persons determined to be Very Low Income as defined by Section 8, Title 2 of the Housing Act of 1974 will be eligible for subsidies to an effective interest rate of 4%. Those persons determined to be Low Income as defined by Section 8, Title 2 of the Housing Act of 1974 will be eligible for subsidies to an effective interest rate of 8%. " • • •• SECTION 11 - ELIGIBLE AREAS The following area$ $y0 "is" eligible for City of Redding Housing rehabilitation loans (see applicable resolution$ for area map$) : 17--Parkv4ew-Freebr4dge-East-area---IRe4uded-9/3/75 2:--Parkview-Freebr4dge-West-area---Included-3/29/76 37--Magnet4a-6eurt-area---411eleded-6/28/76 47-44nden-area---4Re ded-6/2876 57--BewRtewe-area---4Releded-9/49/77 67 Cascade area - included 12/4/77 "78" "Fends-repaid-fret-Hees}ng-Rehabll}tatlen-Leans-shall-be-depes;ted in-a-Revelving-Heus}ng-Rehab444tatleR-Lean-Fend---These-fonds-that er}g4Rated-freffl-HUD-Ent}}event-Grants-shall-be-used-te-make-add4- tieRal-leans-4n-the-fellew}ng-er494nally-desl0ated-areas= 17--Parkv4ew-Freebr4dge4ast-area 27--Parkv4ew-Freebr4dge-West-area 37--Ma9n04a-Cetirt-afea 47--L4RdeR-area 57--DewRtewn-area Those funds that originated from the 1979-1981 HUD Small Cities Discretionary Grant shall be used to make additional loans in the Cascade area. "The following area is eligible for FHA Title I Home Improvement .Loans: Residential Zoned Areas within City Limits of the City of Redding." • fI :1